Need help with financing?
Financing by Guaranteed Rate
Hello and thanks for taking the time to look at your financing options. This is an important step in buying your home. My name is Troy Weatherly and I have been involved in the mortgage industry as a mortgage planner for six years. As a former English teacher I specialize in helping customers understand their financing so that they feel comfortable with the mortgage process.
I know that buying a house is one of the biggest decisions in a person's life, and I want to be there to help make the process as simple and stress free as I know it can be. I have a wide variety of knowledge but over the past few years have specialized in the bank owned or "REO" market. Because Las Vegas has had one of the largest declines in property values and highest foreclosure ratings in the country, most of the homes that people are buying here have been foreclosed on and are being sold by banks, auction companies, or private investors who are "flipping" the homes to make a profit. There are also those private sellers who are under water on their home and need their bank to allow them to sell. These transactions are known as short sales.
As a potential home buyer it is important that you are working with someone who understands the things that can come up when trying to finance properties such as these so that there are no surprises during your transaction. While you are getting a great deal, buying in a market where there are very few private sellers has its difficulties and you want to prepare yourself as much as you can.
As an employee of Guaranteed Rate I am able to provide my customers with not only great rates and fees but also quick closings and outstanding customer service. If there is a need of a customer I believe we have the ability to fill it. I will be happy to answer any and all questions that you may have while in the education phase of your home buying experience. I am just a phone call, email, or text message away. Thank you for the opportunity to earn your business. I recognize that you have the right to choose who handles your financing.
Thank you for choosing me.
Troy A. Weatherly
Guaranteed Rate
7251 Peak Drive #212
Las Vegas, NV 89128
702-308-9821 Personal Cell
702-922-8227 Direct Fax
troy.weatherly@guaranteedrate.com
In a hurry? Call (702) 214-1011 to apply over the phone
Why Get Pre-Qualified?
- Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes or a few hours at most, and is free.
- While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
- These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
